Some say Yes, others say No. The fact is that they DO APPLY – for now. Is it likely that brokers/agents or even attorneys will be exempted? Not in my mind. The disclosures are intended to “protect” the public. When has the government EVER decided that the bother to the provider outweighs any potential consumer protection? “It’s just another form” is what we’ll hear. So, get used to it. It’s part of life – for now.

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